PCLA

Types of Property Damage Insurance Claims

Fire Damage

Examples of Fire Damage Claims:

  • Electrical fire
  • Chip Pan fire
  • Accidental fire
  • Chimney fire
  • Protein fire
  • Candle fire
  • Gas Fire

Water Damage

Examples of Water Damage Claims:

  • Leaking pipes
  • Heating pipes
  • Dishwasher leaks
  • Washing Machine leaks
  • Drainage leaks

Roof & Storm Damage

Examples of Roof & Storm Damage Claims:

  • Damaged roof
  • Missing tiles due to impact of object
  • Fallen trees / branches
  • Satellite dish blown over
  • Chimney damage due to winds
  • Leaking attic due to roof damage
  • Burst pipes
  • Smashed windows
  • Flooding
  • Wall damage
  • Shed damage
  • Barn damage
  • Electrical damage
  • Stock damage

Commercial Claims

Examples of Commercial Claims:

  • Business interruption
  • Vandalism
  • Burglary
  • Malicious damage
  • Loss of stock
  • Impact damage
  • Storm damage
  • Flood damage
  • Fire damage

Structural Damage

Examples of Structural Damage Claims:

  • Cracked walls
  • Subsidence
  • Roof damage
  • Plaster damage
  • Ceiling damage
  • Foundation repairs
  • Under pinning

Flood Claims

Examples of Flood Damage Claims:

  • Storm flood waters
  • Banks bursting banks
  • Water inside home
  • Flooded homes
  • Flooded businesses
  • Water damaged property

Burglary Claims

Examples of Burglary Damage Claims:

  • Broken doors
  • Smashed windows
  • Locks damaged
  • Stolen property
  • Stolen jewellery
  • Destroyed property

Accidental Claims

Examples of Accidental Damage Claims:

  • Wine spill on carpet
  • TV knocked off wall
  • Pipe hit with nail
  • Foot through attic floor
  • Kids smashing valuables
  • Accidentally destroying cloths

Impact Claims

Examples of Impact Damage Claims:

  • Vehicle crashing into your home
  • Storms pushing objects into your property
  • Items falling from moving vehicle
  • Fallen trees
  • Heavy machinery damaging walls

Oil Spill

Examples of Oil Spill Claims:

  • Oil leaks on grass
  • Oil escaping under house
  • Oil entering water supply
  • Oil smell in house
  • Oil smell outside
  • Oil escaping from tank
  • Oil slicks on ground

Why choose PCLA

Contacting us first before contacting your insurance company is always advisable, however no matter where you are in your claims process, get in touch today and we will advise you on the next step.

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