Insurance Claim News

Always take out an insurance policy

As public Loss Assessors, too often we come across people with no insurance on their property. There’s always excuses about letting the policy lapse, not viewed as essential etc. etc. Given that your home is the most single valuable asset you have, insuring it is essential. Another situation is where people could be in a flood prone zone and once they have a flood the insurer will cover them on

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Boiler servicing

It’s that time of year again when the kids go back to school, summer is over. Who knows when the warm weather will end but it is important that your heating system is ready when the weather does turn cold. We advise a lot of our clients to keep their boilers regularly serviced as it is a requirement of insurance companies that the property is well maintained. Tips for Boiler

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Property Claims Loss Assessors Ltd Supporting Charities

It’s that time of year again when we support the ‘Lap of Louth’ charity cycle. The cycle this year is supporting two charities. The North Louth Hospice and SOSAD. The hospice is a fantastic hands on charity that arranges transport for treatment and sometimes care for cancer patients who cannot provide for themselves. As all the cancer treatments are carried out in Drogheda and Dublin , North Louth patients desperately

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Dangers of Hot Weather

We certainly always appreciate hot weather when it comes in Ireland. However, the chances of accidental fires increase as the weather gets hotter. Everything like burnt grass all of a sudden becomes combustible. Recent gorse fires in Sleeve Bloom mountains would have the hot weather to blame. Even household items in garden sheds can be dangerous. Flammable Substances Flammable and combustible products are used for a wide variety of purposes

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What a Terrible Winter

Probably one of our worse and prolonged winters ever. However, in recent weeks the weather has picked up and the country is drying out nicely. A very wet winter followed by a very dry summer can have an effect on the ground conditions below your property. As an example if your property is founded on expansive clays, these clays will expand as the groundwater level rises and contract when the

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Damaged Ungerground Drains?

Underground drains service every property with plumbing services. They service the sink waste pipes as well as toilets and showers etc. How can you tell if theses drains are leaking or damaged? Foul smells in your home Cracked / dropped pavements or landscaping above underground drains. Cracks in house or garden walls above underground drains All of the above could also be caused by the incoming water mains leaking. The

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Is There a Smell of Oil in Your Property?

Sometimes People don’t realise that they have an oil leak until a neighbour or friend visits and says there an oil smell in the house. People with internal oil boilers or agga cookers may not realise that the feed pipes are leaking. Hydro carbons can affect people’s health especially someone with breathing difficulties like asthma. The clean-up of these leaks after the pipe is fixed can be very costly as

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What’s the Difference Between a Loss Assessor and a Loss Adjuster?

There’s a lot to consider when making an insurance claim for the first time. Part of this is simply trying to figure out who does what in the claims process. Here at PCLA, one of the most frequent questions we get is about the difference between a Loss Assessor and a Loss Adjuster. Loss Assessors and Loss Adjusters are both insurance professionals who assess and give advice on claims. However, there

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Can you Claim for Damage to your Home Caused by a Neighbour?

This can be a complicated issue. To simply just claim may require the neighbour to do have done something negligent. In the above picture a neighbour’s pipe has been leaking for a long time. If the neighbour is advised of the issue and doesn’t repair this could be deemed as negligence. You now have two choices: Simply retain a solicitor to sue the neighbour. This could take years and even

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New Moisture Metres

Detecting dampness is at the core of our business and as engineers and building surveyors, we are only as good as our equipment. Tracing dampness and damage from a leak requires investigative skills and the latest equipment so provide ‘Protimeter Surveymaster’ moisture metres to all of our assessors. Our new metres have advanced Amphenol sensors. As with tradition metres there are two prongs at the front that can be inserted

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