Types of Property Damage Insurance Claims

At Property Claims Loss Assessors (PCLA) we take the stress out of making an insurance claim so that you are never left wondering ‘what happens next?’. We will ensure that you receive the best possible settlement under the terms of your policy, i.e. the full amount that you are ENTITLED to but may not be aware of. We, as a team, have been studying & interpreting insurance policies for a long time now, with collectively over 20 years experience between us.

Our aim is to ensure that you are 100% happy with your insurance settlement, to make sure of this we assess the damage in full using state of the art equipment, compile a detailed costing of the damage, and then negotiate the best possible settlement with your insurance company.

Fire Damage

Examples of Fire Damage Claims: Electrical fire, Chip Pan fire, Accidental fire, Chimney fire, Protein fire, Candle fire, Gas Fire

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Water Damage

Examples of Water Damage Claims: Leaking pipes, heating pipes, dishwasher leaks, washing machine leaks, drainage leaks

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Roof Damage

Examples of roof damage claims: Storm damage to roof, missing tiles due to impact of object, fallen trees / branches, satellite dish blown over, chimney damage due to winds, Leaking attic due to roof damage

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Storm Damage

Examples of Storm Damage Claims: Damaged roof, fallen tree, burst pipes, smashed windows, flooding, wall damage, shed damage, barn damage, electrical damage, stock damagee

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Structural Damage

Examples of Structural Damage Claims: Cracked walls, subsidence, roof damage, plaster damage, ceiling damage, foundation repairs, under pinning

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Commercial Claims

Example of Commercial Claims: Business interruption, Vandalism, burglary, malicious damage, loss of stock, electrical failures due to peril, impact damage, storm damage, flood damage, fire damage

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Burglary Claims

Example of Burglary Damage Claims Broken doors, smashed windows, locks damaged, stolen property, stolen jewellery, destroyed property

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Flood Claims

Example of Flood Damage Claims Storm flood waters, banks bursting banks, water inside home, flooded homes, flooded businesses, water damaged property

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Impact Claims

Example of Impact Damage Claims Vehicle crashing into your home, Storms pushing objects into your property, items falling from moving vehicle, fallen trees, heavy machinery damaging walls

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Accidental Claims

Example of Accidental Damage Claims Wine spill on carpet, TV knocked off wall, pipe hit with nail, foot through attic floor, pets destroying sofa, kids smashing valuables, accidentally destroying cloths

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Oil Spill

Example of Oil Spill Claims Oil leaks on grass, oil escaping under house, oil entering water supply, oil smell in house, oil smell outside, oil escaping from tank, oil slicks on ground

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