Insurance Claim News

How to Prevent Candle Fires

Candle fires are very common over the Christmas holidays. Every year we are guaranteed to receive a call regarding a fire caused by candles and it can happen so fast so here are some tips for preventing fires. Keep candles away from flammable items e.g. curtains, furniture decorations. Keep matches and lighters up high in a safe place. Don’t use candles in bedrooms Keep an eye on open candles Make

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Cold weather coming

Given how quickly October turned cold this year the onset of a freezing winter could be possible. If your occupying your home and heating it every day, there generally shouldn’t be any problems. However, if you do decide to go away for Christmas it’s imperative that you take precautions. Make sure your boiler has been serviced this year and leave the boiler on a timer for a few hours every

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BE SAFE AT HOME THIS CHRISTMAS – Electrical Safety Tips

Christmas is a time when we use a lot more electrical items. Plug in Christmas lights and new presents requiring charging all add up. Here are some tips for staying safe. Never put fingers or other objects in an outlet(socket) as you’ll get a big shock. Keep metal objects out of the toaster including knifes or spoon as again you’ll get a shock. Never use electrical appliances near a sink

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Portable Domestic Gas Heaters

One of our clients had a problem with a gas heater he was using to heat an outside office. When the room got too hot he tried to turn off the heater but somehow there was a gas leak at the valve that went on fire. Luckily there were no injuries and the fire brigade put out the fire. Here are some safety tips when using these heaters. SAFETY TIPS:

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How to Take out a Property Policy

Buildings People are generally confused when they take out a property damage policy as they sometimes think that they should insure for the market value of the house instead of the full rebuild cost. The full rebuild cost is as follows Demolish the property and clear the site Rebuild the property to the same level of finishes as before Professional fees The above is referred to as the ‘buildings sum

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PROTEIN FIRES

Many homeowners may not recognise the damage that can be caused by a protein fire. Whereas damage from a typical fire is obvious, protein fires can be more destructive. Many homeowners underestimate the damage of a protein fire because they don’t see the “typical” black smoke residue commonly associated with home fires. A protein fire produces a fine mist that has a rancid strong odour that can also compromise structural

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Have you had a Chimney fire?

Peoples idea of a chimney fire is a street filled with smoke and flames coming out of the flue or you could have an explosive noisy fire but both are rare. Quiet and slow burning chimney fires are most common and that’s why people have them unbeknownst to themselves. Here are some tell-tale signs that you’ve had a fire. Broken or cracked flue tiles in your fireplace Damaged or melted

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Storm damage

The powerful storms hitting the USA and China are reminders to us that Ireland could also get some storms this winter too. Even though your home insurance covers storm damage its equally important that you prepare your home for preventing same and keeping your family safe. Here are some tips Clean all gutters, downpipes and drain cover. Leaves and debris can cause blockages and ultimately damage Check the trees in

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Laminate Flooring versus Hardwood

Laminate flooring is now the public’s favourite choice as opposed to 10 years ago where hardwoods were more favoured. In fact, in the flooring showrooms you may not find any hardwoods displayed. The prefinished laminates are all being manufactured in Germany and Austria and the quality has improved greatly in the last 4 years. Even though there are numerous natural wood finishes to choose from – the painted light greys

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Leaking Showers

People commonly call us and ask us are shower leaks covered. It depends on what element of the shower is leaking. If the water is leaking through the tiles or through the seals between the tiles and the tray, then the damage is not covered. If the damage is as a result of the hot, cold or waste pipe leaking then generally it is covered. A plumbers report to confirm

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