Accidental Claims – PCLA.ie New Website

Have you suffered Accidental Damage in your home?

Examples of accidental damage: DIY accidents, DIY damage to ceilings, DIY damage to walls, spilling paint, knocking over TV, children causing damage.

Accidental Insurance Claims

What are Accidental Damage claims

Accidental damage can be defined as “damage that occurs suddenly as a result of an unexpected and non-deliberate external action”. Some examples could be; bursting a pipe while putting a nail through a wall, putting your foot through your attic ceiling, kids smashing the TV while throwing objects inside the house, spilling paint or nail varnish on your carpet, leaving taps on causing flooding. It would be impossible to define everything that would be and would not be considered accidental damage on this page. If you have suffered any damage to your home or contents then your best course of action is to call us and speak to us over the phone, where we can tell you if your accidental damage incidence is covered.

Whats next with an accidental damage claim

Accidental damage cover is not included on all policies; on some policies it is only offered as a paid add-on. If you experience an accident in your home and would like to know if you are entitled to claim, call us straight away and we can discuss the damage over the phone. If we believe you would be entitled to claim, then we will ask you to send on a copy of your policy to us. After reviewing your policy if you are indeed entitled to claim then we would come out to inspect the damage and create a report of all the damage, which will then be used to file your claim on your behalf. The phone call is free, your initial consultation is free and PCLA has a NO WIN – NO FEE policy on all claims.

What our clients say

Fire Damage

I din’t know where to start with my insurance claim for extensive fire damage. I had heard that loss assessors get you the maximum payout on a claim and take all the hassle out of organising everything. I was recommended the company PCL through a good friend and so I rang them. Mark from PCLA explained the whole process communicated with me at every stage and was extremely professional. He has excellent knowledge of the claims process and really made what felt like an impossible task actually very straightforward. I couldn’t recommend PCLA and Mark highly enough if you need assistance with making claims with insurers.

Angela Dunne

Fire Damage

I didn’t know the first thing about claims and was overwhelmed trying to being the process. I rang up PCLA and was asssited by Mark. I can’t express how grateful I am for the help that I received from Mark and the company through the whole process. Everything was dealt with in a professional and timely manner and Mark kelt regular contact with me and explained the whole process very clearly to help me understand it, which I greatly appreciate. I can’t recommend this company and Mark enough!

Emma Slevin Doyle

Water Damage

I got home from work one day to be told by my wife the bathroom was leaking into the kitchen presses and on the ceiling . Thankfully Cathal Grimes was recommended to us by our plumber. He was very thorough in his assessment of our claim and he negotiated a good settlement on our behalf. When in our new bathroom were in a different world. We would be happy to recommend Cathal again.

Kevin from Wexford

Fire Damage

Last year we had a major fire caused by the immersion in the hot water tank. Our neighbour recommended Peter Mulvaney. Peter’s speed of service and knowledge was invaluable. Not only did he get us a great offer but we were back in our house within 8 weeks. We though the whole claim process would be lengthy and we wouldn’t be back for 6 months. Thank you again Peter.