Anyone who has made an insurance claim in the past will tell you there is no job more tedious and stressful as well as being incredibly complicated and exhausting.
Luckily, there is an easy solution for this problem that can lift this burden – appointing a loss assessor.
What is a Loss Assessor?
A loss assessor is someone you appoint to handle your insurance claim for you. Your loss assessor will be focused on ensuring you receive every penny you are entitled to receive, make sure all your paperwork is in order and someone who truly understands the fine print contained within your policy documentation.
Difference between Loss Assessor and Loss Adjuster
A Loss Adjuster is someone who works for the insurance company. They represent their company’s interest and their goal is to make you agree to the lowest compensation possible. The less money you accept the more their insurance company earns. Bottom line, a loss adjuster is not independent and impartial when it comes to your insurance claim.
A Loss Assessor, on the other hand, works solely on your behalf, as the insured. They are the ones fighting your corner and negotiating with a loss adjuster so you can get fair and reasonable compensation and not settle for less. The knowledge they have about the insurance industry and policies can impact your pay-out amount and overall success of your claim.
What does a Loss Assessor Do?
From the moment you hire a loss assessor, anything related to your claim becomes their responsibility. From reporting the claim, investigating the damage to gathering and preparing paperwork and negotiating with adjusters and anything else required by your claim procedure. We handle it all so you don’t have to.
Some of the things a loss assessor will handle for you are:
- Reporting the initial Claim
- Investigate and examine the damages and losses and compile evidence and documentation for your claim
- Talk to and negotiate with loss adjuster on your behalf in order to obtain fair settlement amount for your claim
Benefits of a Loss Assessor
Hiring a loss assessor can help you minimise the stress you may experience from a complicated claim process. Throughout the claim process, they are the only ones you need to contact regarding your claim without any need to get in touch with insurance company representatives. Additionally, your loss assessor will be available to you at all times to answer any questions you might have about your claim. Creating a stress-free environment for yourselves, all the while knowing your best interests are protected is the greatest benefit of hiring a loss adjuster.
Types of claims that a Loss Assessor can assist you with
Whether commercial or residential we assist clients with claims arising from:
- Fire
- Flood
- Impact Damage
- Burglary
- Weather related
To name just a few.
Loss assessors such as Property Claims Loss Assessors Ltd assist insurance policyholders with any residential or commercial property and business insurance claim.
If you are an insured homeowner or a landlord, and you need to make an insurance claim following a fire, flood or any other large-scale loss or damage to your property, then contact us today – it’s very likely we can help you!
We only work for the insured, and never for the insurers. We are fully regulated by the Central Bank of Ireland (Reg no C141041)
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