Month: January 2019

Last winter we assessed hundreds of properties with snow damage to the roofs. When a roof or gutters become over loaded with snow or ice it can do terrible damage. Most roofs wouldn’t be designed to take that excessive weight. Equally a build-up of ice in a gutter can collapse a gutter. Roofs can collapse with an excess of snow. Particularly roofs with large spans and low pitches and big

The public view of Property damage policies is that betterment cannot be claimed for and for the most part that is correct but there are instances where there is a form of betterment that is allowed. An example of what is not allowed is, if you have a standard laminate floor that is damaged beyond repair, then you can only claim for a similar standard laminate floor. You cannot claim

In 2009 when Ireland and the world was in recession, Insurance companies became concerned about the escalating number of property damage claims. To counter this, they decided to use their own builders to do the repairs and these builders would be paid directly by the insurance company. The excess on the policy is then paid by the policyholder (home owner) directly to the builder. These builder network schemes had worked

Every winter in Ireland we seem to get at least one storm. Even though your property insurance covers storm damage its equally important that you prepare your property for preventing same and keeping your family and belongings safe. Here are some tips: Clean all gutters, downpipes and drain cover. Leaves and debris can cause blockages and ultimately damage. Check the trees in close vicinity of your property. Dead or diseased