Month: October 2018

Buildings People are generally confused when they take out a property damage policy as they sometimes think that they should insure for the market value of the house instead of the full rebuild cost. The full rebuild cost is as follows Demolish the property and clear the site Rebuild the property to the same level of finishes as before Professional fees The above is referred to as the ‘buildings sum

Many homeowners may not recognise the damage that can be caused by a protein fire. Whereas damage from a typical fire is obvious, protein fires can be more destructive. Many homeowners underestimate the damage of a protein fire because they don’t see the “typical” black smoke residue commonly associated with home fires. A protein fire produces a fine mist that has a rancid strong odour that can also compromise structural