Month: September 2018

Have you had a Chimney fire?

Peoples idea of a chimney fire is a street filled with smoke and flames coming out of the flue or you could have an explosive noisy fire but both are rare. Quiet and slow burning chimney fires are most common and that’s why people have them unbeknownst to themselves. Here are some tell-tale signs that you’ve had a fire. Broken or cracked flue tiles in your fireplace Damaged or melted

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Storm damage

The powerful storms hitting the USA and China are reminders to us that Ireland could also get some storms this winter too. Even though your home insurance covers storm damage its equally important that you prepare your home for preventing same and keeping your family safe. Here are some tips Clean all gutters, downpipes and drain cover. Leaves and debris can cause blockages and ultimately damage Check the trees in

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Laminate Flooring versus Hardwood

Laminate flooring is now the public’s favourite choice as opposed to 10 years ago where hardwoods were more favoured. In fact, in the flooring showrooms you may not find any hardwoods displayed. The prefinished laminates are all being manufactured in Germany and Austria and the quality has improved greatly in the last 4 years. Even though there are numerous natural wood finishes to choose from – the painted light greys

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Leaking Showers

People commonly call us and ask us are shower leaks covered. It depends on what element of the shower is leaking. If the water is leaking through the tiles or through the seals between the tiles and the tray, then the damage is not covered. If the damage is as a result of the hot, cold or waste pipe leaking then generally it is covered. A plumbers report to confirm

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Always take out an insurance policy

As public Loss Assessors, too often we come across people with no insurance on their property. There’s always excuses about letting the policy lapse, not viewed as essential etc. etc. Given that your home is the most single valuable asset you have, insuring it is essential. Another situation is where people could be in a flood prone zone and once they have a flood the insurer will cover them on

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Boiler servicing

It’s that time of year again when the kids go back to school, summer is over. Who knows when the warm weather will end but it is important that your heating system is ready when the weather does turn cold. We advise a lot of our clients to keep their boilers regularly serviced as it is a requirement of insurance companies that the property is well maintained. Tips for Boiler

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